5 Things to Do if You or a Loved One Can’t Go to Work

5 Things to Do If You or a Loved One Can't Go to WorkIf you or someone you know becomes disabled or injured and cannot go to work, it can be difficult to know what to do next. You may be struggling with boredom, depression, and loss of a sense of purpose. At the forefront of your worries and concerns is figuring out how to make enough money to pay the bills. If you find yourself in a similar situation, here are some options.

Contact Your Workplace

If you have suddenly become injured or disabled, you will want to see a doctor and contact your workplace. Tell your employer what happened, how it will affect you, and how much time you will need to recover. Ask your employer how many vacation and sick days you have available.

Determine Your Disability

If you have become disabled, you may qualify for Social Security Benefits. According to a Milwaukee Social Security disability attorney, getting benefits is dependent on five questions:

  1. Are you working?
  2. Is your medical condition “severe”?
  3. Is your medical condition on the Listing of Impairments?
  4. Can you do the work you did before?
  5. Can you do any other type of work?

Apply for Available Benefits

If your loved one qualifies for benefits, then the next step is to apply. The processing of your application can take up to a few months, so it is important to start as soon as you can. The application will require personal information such as your Social Security Number, information about your medical condition, and certain information about your workplace. An attorney specializing in SSI and/or Disability can also help you through the application process. From home, you can apply online for Social Security Benefits at www.ssa.gov/disabilityssi.

Research Services for the Injured or Disabled

If you struggle with mobility, you will want to look into what delivery services are available in your community. Many grocery stores have a delivery service. There are also programs that deliver ready-to-eat meals. It may be helpful to talk to a social worker to find out what services are available in your own community to make your life easier and more convenient.

Keep Busy

Being stuck at home can be discouraging. It disrupts your normal lifestyle, can be boring, and can lead to a loss in sense of purpose. It is important to find things that you enjoy and will keep you busy. You may want to make a list of things you would like to do, such as books you’ve always wanted to read, watching documentaries, or learning a language.

Life is unpredictable, and injury or disability can happen to anyone. If you or a loved one becomes unable to go to work, it’s important to try to stay positive and do what you can. You are not alone, and there are people trained to help.

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.

Find Us on Social Media

Facebook

Google Plus

Twitter

Key Sponsors

Our Affliations

 

 

IFCS

Sign Up for our eNewsletter

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Email Newsletter
For Email Marketing you can trust

USDA Non-Discrimination Policy

IFCS follows the USDA non-discrimination policy. Learn more by clicking here to read the statement. (PDF)