Integrated Family Community Services 3370 South Irving Street, Englewood, CO 80110-1816 Ph: 303-789-0501

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How Families Can Be Ready for Monthly Bills and Living Expenses

Families can prepare themselves better financially to cover their bills and meet other monthly expenses. Learning how to budget and plan ahead accordingly can make a huge difference. Here are some of specific ways that a family can be ready for monthly bills and living expenses.

Perform All Necessary Maintenance

It is important to maintain the structure of a home and make any necessary repairs or updates to avoid future problems. Addressing small maintenance concerns right away can keep problems from growing bigger and costlier. Staying on top of a home’s maintenance is one of the best ways to save money that can be used to cover other important expenses.

Check Credit Score Regularly

Having a poor credit score will make it more difficult to pay monthly bills and meet other monthly obligations regularly. The lower a credit score is, the more difficult it is to apply for additional lines of credit that may be needed to help cover monthly bills. People are often under the false belief that their credit scores are perfect even when they are not. Fraudulent activities can occur and ruin a person’s credit if the credit information and other personal details fall into the wrong hands.

Reduce Propane and Heating Costs

Cutting down on propane and heating costs as well as other utility expenses is possible with the right planning. Energy-efficient windows often work well in lowering heating and air conditioning expenses. Certain companies, such as Propane EZ, know that the edges of all doors and windows should also be sealed properly to prevent hot or cold air from escaping. Propane costs can be reduced by joining a propane co-op, using less propane and shopping around for the best deals.

Find Less Expensive Alternatives for Fun Activities

It is still possible to have fun while saving money to cover the cost of living. Simply getting outdoors and going for a jog or bike ride can prevent boredom and be done for free. Many popular attractions are known to have free or reduced cost admission days. An outdoor picnic offers a great way to dine out and is a cheaper alternative to going to a restaurant. Other ideas include putting together jigsaw puzzles, playing free online games, and planting a garden.

There are ways for families to make it easier on themselves to cover their necessary household expenses. By managing all the important details carefully, families can put themselves in more financially comfortable situations.

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.

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