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5 Financial Hacks for Struggling Denver Families

So, you’ve got to come up with some extra cash fast, and you’re not sure what to do. Apart from selling everything you own, you need a plan. By keeping your wits about you and developing some much-needed money management skills, you, too, can weather the storm you’ve found yourself in without selling blood or starting a fundraising page to help you get out of debt. Here are five financial hacks for struggling Denver families to take advantage of:

1. Pay cash for cars

Looking for the best deals on used vehicles helps save you big money. Knowing a vehicle’s condition and worth allows you to make an informed purchasing decision. Negotiating an agreement and paying cash for all cars that you buy saves you lots of money monthly. Interest charges and a regular car payment eats into a family budget quickly. If you find yourself only needing a car for a weekend or two, whether strenuous job searching and interviews, renting one can actually be a budget-friendly alternative while you plan for long term transportation solutions.

2. Steer clear of cash advances and payday loans

No matter how desperate your situation may feel, know that there are other options. When you take out cash advances and payday loans, you’re caught in a never-ending cycle of debt. Just as soon as you get all the fees and interest paid off on loan, another financial crisis hits and you’re left with no savings to take care of it.

3. Stop buying things you don’t need

Compulsive shopping is a big no-no. Right now, it’s important to consider the necessities you and your family needs, not the things you’d like to have. Be creative with your purchases and make every dollar stretch as far as possible. That way, you’ll have the money you need to pay all of your bills without the need to borrow from someone else to do so.

4. Look for the best price before buying items

Among the easiest ways to get your money’s worth is to compare prices on everything you buy. That way, you know you’re getting the best value. Using price comparison websites and apps helps tremendously. You can also purchase through rebate sites that offer a certain percentage of cash back for the things you already planned to buy. The savings add up quickly. You can also look up if there are any programs in your state that you can contact to help you out with costs.

5. Take advantage of high-paying side jobs

Look for opportunities that allow you to make the most money that you can. If you’re given a chance to do gigs from home, take advantages of the side income. You won’t be forced to commute which costs money and requires a good car.

Denver families can rise above a financial crisis. By taking what you’ve learned throughout this article and applying it to your current situation, you’ll be able to experience greater freedom financially soon.

References & Resources:

Denver Car and Driving | Avis

Reasons to Pay Cash for a Car (and how to actually do it) | Dough Roller

12 High-Paying Side Jobs You Can Do in Your Free Time | Flex Jobs

How-to: Become an extreme couponer | Daily Universe

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.

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