Integrated Family Community Services 3370 South Irving Street, Englewood, CO 80110-1816 Ph: 303-789-0501

5 Strategies for a Young Family to Start Fresh

Starting from scratch can be invigorating. You don’t have to wait until New Years to make a change. You can start changing yourself and your family for the better at any time. Moving helps to kickstart your new life. Consider these tips to help you get everything in order for your new life.

Decide What You Want in Life

Any positive changes you can make to your life will make you feel amazing, so go for it. You have the ability to create the best life for you and your family. Consider schedules, what to do for fun, how to decorate the house and everything else that’ll go into your daily life.

Pay Off Debt

The average American is roughly $16 thousand in credit card debt. Debt eats away at everything because of the interest that’s tacked onto it. Look into all of your debt. Create a list of your debt from the smallest amount to the largest amount. Look at how you spend money, and make a budget to start paying off your debt. You can’t do minimum payments because that’ll keep you in debt. Focus on paying off your smallest amount of debt, and work your way up.

Credit

Along with paying off old debt, you’ll want to improve your credit score if it’s less than stellar. Life becomes easier when you have a higher credit score. After paying off your debt, don’t cut up your credit cards. Keep them. Credit scores are determined by your debt to credit ratio. You want to keep your credit lines open, but you don’t want a large amount to pay off. However, you do want to use your cards frequently, and you’ll need to pay off the balance at the end of the month.

Physical Health

If you or any member of your family has had health conditions, it’s time to do what you can about them. If you have high blood pressure, it’s time to change your diet, take supplements, and commit to exercise. Beyond health conditions, blood needs to circulate through your body to nourish it, you need to work out your heart to keep it healthy, and exercise provides several other benefits that’ll increase your quality of life.

Emotional Health

Emotional health is incredibly important, but far too many people distract themselves from how they think and feel with pills, alcohol or anything else that can serve as a distraction. It’s time to get healthy, and you need to do what it takes to get there. You might consider journaling, going to counseling, hiring a life coach or joining a support group. Whatever you do, allow it to heal you.

Life can be beautiful, but it’s up to you to make it that way. Change what isn’t working, and be the best possible version of yourself. You’ll be happier when you do.

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.
Tim Esterdahl

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Thank you so much to @ChristianBros Highlands Ranch, Arapahoe Road, and Ken Caryl for helping our clients last weekend, they took care of so many ailing hearts and sick vehicles. Though the hope they gave, lives were changed. We so appreciate your support of IFCS year-round!

Sarah &Javon, Arapahoe Community College Dean of Students sharing excitement for the Food Bank. We visited last week to learn more about the school's programs for students in need and to explore opportunities for collaboration.

Thank you to Rotary Club of Highlands Ranch for their continuous support of our Hunger Alleviation Programs. We are proud to partner with them. Thank you for being a Gold Sponsor of the October 26th Boo-athon Halloween Bowling event. https://www.youtube.com/watch?v=a73gFR5PoDo#action=share

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