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Best 3-ways by Which You can Streamline Your Bill Paying Process

How many bills do you need to pay off every month? The common answer is many. But you should not take it so lightly as because this is one of your most important duties. One small mistake can land you up in serious trouble which is not at all desirable. Here are some steps that you can help you for streamlining your online bill payment and make the whole process less cumbersome.

Best 3-ways by Which You can Streamline Your Bill Paying ProcessOrganize:

The primary thing that you need to do for streamlining your bill payments every month is: organize the payment procedure.  Dedicate a special shelf in your work area at home for keeping all the bills. Create a list of the different bills that you need to pay each month. You can create a special dairy that is solely dedicated for your personal bookkeeping and in accordance with your own convenience you can note down the payment date as well as the amount. Keep it handy or you can also save a copy of the same list in your computer or mobile phone as that will enable you to have access to it from anywhere.  Create separate files for different bills as this will help in keeping track over different payments that you have already made so that you can refer back to them in case of emergency. Keep check books, envelops, stamps and other stationeries in the shelf so that you do not have to rummage around the whole house while making the payment.

Online bill payment:

If you are a tech savvy person, then you can choose to make all your payments through online transactions. By adapting this modern means of paying bills you can save a lot of valuable time. All banking institutions offer the online bill paying service whereby the dues get paid every month with a click of a few buttons. Moreover, most of the companies have option to make online payments whereby you can go to their individual sites and make the payment through debit or credit cards. In this way the dues can be cleared instantaneously and it will be easier for you to keep track on the payments that will be extremely helpful in case of any disagreement. But you need to be very cautious while furnishing vital details such as credit card numbers and other important details during online payment.

Plan your payment time:

There are more chances to miss bill payments if different bills start popping up at different time of the month. Try to organize the different due dates in the first or last week of every month or along with your salary date. In that way it will be easier for you to make all payments without any mistake. In case different bills are scheduled at different time of the month try to negotiate with the some of them for organizing the dates according to your preference.

These are some of the important steps that you can take for streamlining your bill payments process. By adopting these measures you will be able to manage your finance with ease and without any default or late payments which will increase your household expense.

The article was written by Dan Hodges who is associated with many finance sites and blogs. He recommends to make online payment using  mobile payment apps  which is the most secured online platform for making any online transaction.

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.
Tim Esterdahl

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