Integrated Family Community Services 3370 South Irving Street, Englewood, CO 80110-1816 Ph: 303-789-0501

Disabled? How to Make Sure Your Family is Provided for

Becoming disabled is overwhelming, but things can get more complicated when you think about how you’ll make sure your family is provided for. The following guide will help ensure you have the best chances of caring for your family like you want to.

Focus on Savings

One step you can take is to not panic and to begin focusing on your savings. If you or anyone in your family is bringing in some money, you need to budget so that you can save something. There is no telling what else could happen in the future, and you know the cost of living in Houston is relatively high.

Work on creating a robust savings account. The goal is to have enough money to take care of at least six months of expenses. You’ll want to exclude unnecessary expenses, such as money to go to the movies or a shopping spree, which aren’t necessary for an emergency. This is going to take some time and discipline, but it’s going to help you and your family feel a little more secure regarding your finances.

Hiring a Lawyer

The next thing you may want to consider is hiring a lawyer. If you have become disabled through no fault of your own, you will need to search for a lawyer. For example, if you live in the Houston area, you can just search “Houston personal injury lawyer.”

Now, it is important to point out that nothing is guaranteed in court, but having a good lawyer helps boost the odds in your favor. Depending on your specific case, you could be awarded for medical expenses, lost wages, and even the pain you’ve dealt with should you win your case. Talk to the lawyer who is going to handle your case to find out more about what you could expect. During the initial meeting, be sure to ask questions to get an idea of this person’s experience and how the professional will help you specifically.

Using Disability Insurance

If you are disabled due to your place of work, then it may be a good idea to claim disability insurance. Now, it doesn’t hurt if you hire a lawyer to help you with the details to make sure you get all you deserve, but that’s up to you.

A lot of paperwork is involved when you make a claim, but it’ll help you take care of your family, and it’s more immediate than just creating savings. Immediate doesn’t mean overnight; it will take a few months to get assistance, but once it is approved, you’ll rest a little more easily.

Make Health a Priority

You must make health a priority in your home. Health shouldn’t be an afterthought anymore, meaning it shouldn’t be something you worry about only when you need help. You and your family’s health should become a priority now more than ever for several reasons.

For one, health care is expensive in the United States, especially compared to other developed countries. Secondly, now that you are disabled, there is no telling what could happen to you if you get sick in your weakened condition. Now is not the time to worry about another health-related bill, so pay attention to what you eat, and make sure you exercise.

Rethink Your Career

You are going to have to start thinking about changing your career or at least your position at work. Some people think that since they are disabled, they cannot work, but that’s not the case. There are many jobs you can do depending on your situation.

It is going to take some effort, and you may have to go back to school to learn a new trade or earn a new degree, but this can help you in the long run. Consider your strengths, and choose a career that welcomes someone in your specific situation. There are more online jobs out there, so the chances of finding something are relatively high.

Hopefully, these ideas help you provide for your family. Some of these may take some time, but you will be able to take care of your family as you want; just be a little patient.

Tim Esterdahl

Find Us on Social Media

Key Sponsors

Integrated Family Community Services is a 501(c)3 non-profit organization.

Financial Accountability

IFCS’ Tax ID # 84-0579740