Integrated Family Community Services 3370 South Irving Street, Englewood, CO 80110-1816 Ph: 303-789-0501

Thrifty Family: How to Make Those Monthly Bills More Manageable

While there are many aspects of life people must master in order to live fully and freely, finance is definitely at the top of the list. Unfortunately, many people have not learned sound money habits at home or school, and the lack of information causes them to make poor financial decisions. Luckily, there’s no time like the present to learn how to make prudent financial choices to help your family. One such choice is learning how to make your monthly bills more manageable so you can pay them in a consistent, timely fashion. Here are four ways to accomplish this objective.

Create A Budget
This is almost always the most important and effective solution to any money challenge you’re experiencing. Creating a budget enables you to see both your total net income, as well as where all your funds are going. You’ll be able to identify any places where you’re spending money on unnecessary, frivolous things. After you’ve identified what these items are, eliminate them. You will then have more money to pay your monthly bills, while simultaneously getting rid of superfluous ones. Decide what’s most important to you and see if you can’t get certain utility bills lowered as well.

Dine In More Often
Dining in is one of the most efficient ways to make your excessive expenses go down is looking at cutting back on food. Get in the habit of preparing delicious, nutritious meals at home in order to save money, and make your monthly bills more manageable. Find deals and coupons at the stores you frequent to see if you can’t cut back on other costs.

Turn The Lights Out
For many people, the electrify bill is the most astronomical, and it isn’t always because families are using the lights extensively. It’s a common problem to leave electronics running while away from a room for a while. Have kids get in the habit of turning off lights and the television before leaving a room. You should also think of investing in home automation services that offer motion sensor equipment to control your home and electronics remotely.

Pay Bills On Time
Oftentimes, one of the reasons people find themselves paying so much for their monthly bills is because they’re not paying on time. When you pay late, your monthly rates can go up. You also run the risk of having late fees tacked onto the total amount. According to, if this behavior escalates, you can develop other bad habits that could even lead to bankruptcy. To get started, make the act of paying your bills on time habitual and set in stone.

If you’re serious about making your monthly bills more manageable, you should know there are a variety of ways to accomplish this objective. To get in great financial shape now, start implementing some, or all of the tips and tricks outlined above. Good luck!

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.
Tim Esterdahl

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