Integrated Family Community Services 3370 South Irving Street, Englewood, CO 80110-1816 Ph: 303-789-0501

Tips for a Fun and Successful Retirement

https://pixabay.com/en/countryside-asia-adult-care-for-1807527/

You’ve put in your hours, waited years to touch your 401K, and now you have finally reached the end goal of it all: retirement. Now that you’ve made it, what do you actually do? Film and television portrays retirees as sedentary and relaxed, playing shuffleboard with their other retired friends and generally enjoying themselves. But what if that isn’t what you have in mind?

There is no correct way to enjoy retirement. However, once you’ve reached that milestone, you might be apprehensive of how to go forward and actually enjoy everything you worked for. Here are some tips to help you make your life as a new retiree fun, stress-free, and successful.

Make Sure Your Finances are in Order

According to the experts at Fiscal Tiger, the average american retiree’s income is $32,000 a year, and if you crunch the numbers that comes up to just over $2,000 a month. Luckily for a majority of retirees, worrying about car payments or mortgages is largely something they left behind years ago having paid off major debts.

That being said, living on $2,000 dollars a month may still seem infeasible to many. When thinking about retirement, generally you aren’t thinking about having to budget too extensively  — you did that for your entire working life, after all! There are however many ways you can both reduce your cost of living and increase your income relatively easily.

The easiest and least expensive option is to consider moving somewhere with a lower cost of living. While $32,000 a year wouldn’t get you very far in Los Angeles, moving to an area with a more reasonable cost of living, like Oklahoma City, can stretch that money much further. Downsizing from a home with zero debt can net you a sizeable sum, making the hardest decision deciding where you want to live!

Plan Some Adventures

Or maybe you aren’t the type to stay still for too long. You worked hard to reach retirement, and you want to enjoy it to the fullest extent! Take this time to pursue your hobbies or potentially branch out to discover new and exciting things.

The U.S. is diverse in just about every way you can imagine, from its geography to its culture, and it has a lot to explore. Consider purchasing or renting an RV and scheduling a road-trip through national parks near you, or driving it through every state you’ve never been to trying new food and meeting new people along the way. You might fall in love with someplace new and never want to leave!

Try taking up a new, low-impact sport like scuba diving. Scuba diving is one of the least physically demanding activities while also remaining incredibly satisfying. It offers the chance to travel to new countries, often places where the exchange rate is extremely beneficial to someone with a fixed income.

Take Care of Your Body

Unfortunately, no matter how much saving and preparing you’ve done for retirement, one thing is always inevitable: age. While it is true that people are often able to do amazing things physically in advanced age, that is because they took care of their body. It is the only one you get, so treating it well can help you to make the most out of your retirement.

They say that the mind is the first thing to go, so it is important to focus on maintaining your brain’s health by staying active. A diet rich in Omega-3 fatty acids, regular exercise of both your body and mind, and remaining socially active are all excellent ways to help your brain stay healthy as you age. Even challenging puzzles or engaging in complex thought experiments are enough to help maintain brain health!

While taking care of your mind should be top priority, the rest of your body needs attention as well. Heart disease, diabetes, obesity, and even slipping and falling accidents are all relatively common ailments that can be potentially prevented or mitigated by regular exercise. Your eyes also tend to suffer from age-related conditions like cataracts, macular degeneration, and glaucoma. While many of these issues are treatable, conditions like glaucoma harm your optic nerve which cannot be repaired and treatment generally revolves around prevention and slowing its onset.

Conclusion

You will find much more joy in your retirement if you properly tend to your finances, body, and mind. However, don’t allow yourself to stress out too much about those things, as retirement is about relaxing, after all. Go and experience new places, people, and cuisine. Travel and explore to your heart’s content, and above all else have fun. You earned it.

Tim Esterdahl

Tim Esterdahl is the editor of IFCS blog. He is a married father of three and enjoys golf in his spare time.

Find Us on Social Media

Facebook

Google Plus

Twitter

Key Sponsors

Our Affliations

 

 

IFCS

Sign Up for our eNewsletter

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Email Newsletter
For Email Marketing you can trust

USDA Non-Discrimination Policy

IFCS follows the USDA non-discrimination policy. Learn more by clicking here to read the statement. (PDF)